Is 2026 the Right Time to Buy or Sell in Charleston?

by Charlise Mills

Is 2026 the Right Time to Buy or Sell in Charleston?

A Local Market Breakdown for Families

 

Charleston has long been one of the most desirable places to live in the Southeast. With its coastal lifestyle, rich history, growing job market, and family-friendly communities, it’s no surprise that families continue to move here and put down roots.

As we head into 2026, many homeowners and future buyers are asking the same question:

Is now the right time to buy… or the right time to sell?

The real answer isn’t found in national headlines. It’s found in local data—and in your family’s goals, timing, and lifestyle needs.


What’s Really Happening in the Charleston Market Heading Into 2026

Charleston is not a boom-and-bust market. What we’re seeing right now is a shift toward balance.

According to Zillow, the average home value in Charleston is approximately $575,000, with prices showing very modest year-over-year growth, signaling stability rather than sharp swings.
Source: Zillow Home Value Index – Charleston, SC
https://www.zillow.com/home-values/223119/charleston-sc/

Homes are also spending more time on the market compared to the frenzy of previous years. Current data shows homes averaging 45–52 days on market, giving buyers more breathing room and sellers the opportunity to be strategic.
Source: Realtor.com Market Overview – Charleston, SC
https://www.realtor.com/realestateandhomes-search/Charleston_SC/overview

Inventory has improved across the Charleston Tri-County area (Charleston, Berkeley, and Dorchester counties), meaning buyers have more options and sellers must price and prepare homes more thoughtfully.
Source: Charleston Trident Association of REALTORS® (CTAR) Market Statistics
https://www.charlestonrealtors.com/market-statistics/

In short:
The market is no longer rushed—it’s intentional.


Mortgage Rates & 2026 Outlook

Mortgage rates are still higher than the historic lows many people remember, but forecasts point toward gradual stabilization.

Realtor.com projects that 30-year mortgage rates may average in the low-to-mid 6% range in 2026, offering slightly improved affordability compared to recent years.
Source: Realtor.com 2026 Housing Forecast
https://www.realtor.com/research/2026-housing-forecast/

What this means for families: fewer panic decisions, more thoughtful planning, and better long-term positioning.


Is 2026 a Good Time for Families to Buy in Charleston?

For many families, 2026 offers opportunity—not urgency.

Today’s buyers often have:

  • More negotiating power

  • More inventory to choose from

  • Less pressure to waive protections

Buyers are also leaning into new construction, where builder incentives, flexible timelines, and modern layouts are appealing—especially for growing families.

Instead of asking “Where will rates go?”, the better question is:

“Does this home support the life we’re building?”

When a home fits your family’s needs, school plans, commute, and long-term goals, timing the market becomes less important than making a well-informed decision.


Is 2026 the Right Time to Sell in Charleston?

Yes—with the right strategy.

Sellers who are succeeding in today’s market are:

  • Pricing correctly from the start

  • Preparing homes intentionally

  • Marketing with today’s buyers in mind—not yesterday’s headlines

Charleston continues to be recognized as a strong long-term housing market. The National Association of Realtors has identified Charleston as a market expected to remain active due to population growth, relocation demand, and lifestyle appeal.
Source: National Association of REALTORS®
https://www.nar.realtor/magazine/real-estate-news

For homeowners who have built equity, selling in 2026 can unlock opportunities to:

  • Move up to a larger home

  • Relocate for work or lifestyle

  • Downsize strategically

  • Reposition financially


What Families Are Really Prioritizing Right Now

In 2026, real estate decisions are about more than price.

Families are focusing on:

  • School zones and educational options

  • Commute times and flexibility

  • Community amenities and walkability

  • Long-term equity and stability

This shift is why real estate is no longer just a transaction—it’s a lifestyle decision.


So… Is 2026 the “Right” Time?

There is no universal perfect time to buy or sell.

But there is a perfect time for you.

If your family is growing, relocating, or preparing for the next chapter, 2026 may be exactly the right moment to explore your options—with clarity, data, and a plan.


Ready to Take the Next Step?

Whether you’re just starting to explore or you know a move is coming, the right strategy starts with clarity—not pressure.

πŸ” Get Your Free Home Value

Curious what your home could be worth in today’s Charleston market?
A personalized valuation can help you understand your equity and your options.

πŸ‘‰ https://homequityreport.com/charlise


🏑 Buyer Consultation

Considering buying or sellingin 2026—first-time, move-up, or new construction?
A one-on-one buyer consult helps you plan confidently and strategically.

πŸ‘‰ Schedule a discovery call


πŸ“¦ Relocating to Charleston?

Moving from out of town or planning a family transition?
My relocation resources help you navigate neighborhoods, schools, commutes, and community life across the Charleston Tri-County area.

πŸ‘‰ Download the Charleston relocation guide


Real estate is about more than buying or selling a home—it’s about building a life and a legacy.

When you’re ready to talk through your next chapter, I’m here to help.

Expert Guidance. Exceptional Results.

Charlise Mills
Charlise Mills

Agent | License ID: 119729

+1(470) 799-7175 | charlise@charlisemills.com

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